Our Process
Free Payment Processing
We can set up your payment processing to add a 3.0% surcharge on each transaction,
saving your business $1000s a year on processing fees!
Interchange Optimization
Interchange optimization is knowing and using the best processing habits so your business qualifies for the lowest rate possible for every type of transaction. If you do business with other businesses – B2B – or with any level of government – B2G – you gather more data, reduce the risk of fraud, and qualify for lower rates. Even if you’re primarily transacting with consumers – B2C – knowing the ins and outs of processing helps you save significantly each month.
Interchange Plus
Interchange Plus is all about being transparent in your transactions with your clients and with us. You can see the exact interchange cost for each transaction in easy-to-understand language.
No
Nonsense
We have no contracts and no set-up charges. Best of all, we never increase rates! Our relationship with you is all about doing business simply and honestly, adding value to your business!
“Sales Sense Payments is a professional, efficient, accurate, low-cost credit card payment processing system.”
Pat W. Certified Public Accountant
“Sales Sense Payments has implemented Strategies to Save Culligan Water Thousands per Year. Michael is a Professional Sales Leader and his Business Intelligence is Outstanding.”
Andrew Holden
“Sales Sense Payments has been an invaluable asset to me and my company over the years. He brings cutting edge ideas to the his clients and has the unique ability to work hand-in-hand to integrate them with the overall goal of profitability in mind. I highly recommend Mike to anyone looking to grow their business.”
Douglas Irwin
"We have been using Sales Sense Payments for a few years and we are very pleased with the service! Mike is amazing, he is always available to answer any questions you may have. The rates are low and credit card processing is easy either through a terminal or on the secure website where you can put the clients billing information and the client can be billed automatically on a certain day.
Thank you Mike for your service!"
Lisa D'Agostino Spinelli
"I started using Sales Sense several years ago for my small business. The personal service low rates and fast response to all my questions has been amazing.
I would recommend them to any business looking for trustworthy cc processing and just purchased our new POS system from them!"
Eileen Doran Wrona, Enchanted Garden
"If your business needs to accept credit cards, debit cards, gift cards or other types of non-cash payments, you will find the best customer service and the least expensive rates by contacting Sales Sense Payments. They are honest and provide exceptional value. Mike Krause of Sales Sense Payments knows how to get you the very best rates anywhere. And he's local to the Rochester area. Give them a call! 305-723-1234"
C. Freer, Gateway Creative Services
Thank you for more than 10 years of being my card processing agent.
In the bankcard processing industry where there are so many hidden fees and bait switch schemes, Michael Kaurse stands out as a man of integrity, for that reason he has my unending loyalty.
He has been my account advocate against the big guys for the past 12 years.
When my account was sold to a new processing company that raised my rates without telling me he got them to get rid of the new fees. He even fixed my confusing PCI Compliance problem. Over the years salesmen for credit card processing came by promising new lower rates none of them could beat the rate I have with Michael at Salessense Payments when all the fees were accounted for.
Sage Burrows, Viridian Picture Framing
About Sales Sense Payments
Doing honest business since 2008
Sales Sense Payments is dedicated to providing its clients with straightforward, easy-to-understand payment processing services that save them money and help their businesses grow.
We live here in Key West so we can meet in person at your convenience to review your current processing services and provide a complimentary, no pressure quote!
Mike & Christina
Mike Krause founded Sales Sense Payments two decades ago based on his years of selling and working with major clients in financial services and merchant processing. He learned the ropes of merchant services and credit card processing from the giants in the business including First Data and American Express.
After starting the business in Western New York, he and Christina are offering their honest business practices in sunny Florida. You can catch them riding their bikes along the ocean or with their pup at the local dog park!
FAQ
Below we’ve provided some info on how we work, payment processing technology, and payments in general.
How does merchant payment processing work?
-
Customer offers their credit card to pay for an item.
-
Merchant swipes/keys in credit card information and the customer signs the authorization slip.
-
Through the processing center and interchange, the transaction is encoded, verified and sent on to the bank for approval
-
Once the bank approves the transaction, the issuing credit card company is credited [CF1] with the payment
-
The bank simultaneously sends its approval back through processing and interchange
-
Processing and interchange send the approval back to the merchant
-
A receipt is issued and the transaction is complete
A merchant account is a commercial bank account that allows your business to accept and process credit cards and other non-cash transactions for payment.
We work with a wide array of merchants including:
-
eCommerce vendors
-
Retail and wholesale storefronts
-
Mail order/telephone order businesses
-
Motels, Bed & Breakfasts, Resorts, Inns
-
Marina, Beach, Swim, and Dive shops
-
Vacation and tourist attractions
-
Restaurants
-
Organizations, such as Chamber of Commerce, Business and Community Associations
In short – Sales Sense Payments is the right payment processing service for any business or organization that wants to accept credit and debit cards along with other types of non-cash payments from customers.
About Mike Krause,
Certified Payments ProfessionalTM (CPP)
Mike Krause was born into a real estate sales-oriented family. One of his first ventures was a successful lemonade stand Mike and his brother Paul operated as kids in Irondequoit, New York.
Mike has been an entrepreneur all his life - from his early start with the lemonade stand, starting a successful landscaping business that funded his college education, to writing two books (available on Amazon) about entrepreneurship, and establishing Sales Sense Payments.
Mike Krause knows the challenges sales leaders and business owners face every day, having sold well over $250 million in products and services in his twenty years of professional sales, consistently achieving high levels of success in sales, management and training. He is a seasoned veteran of driving and achieving quantifiable results across a wide array of business models and organization sizes.
Today, Mike Krause is the president and founder of Sales Sense Payments, Inc. where he delivers measurable results with his clients using Fortune 500 strategies, tactics, and tools. The company’s mission is to make Fortune 500-level credit and merchant processing services available and affordable for small and mid-sized companies in a range of industries.
He founded Sales Sense Payments two decades ago based on his years of working with major clients in financial services and merchant processing. He learned the ropes of merchant services and credit card processing from the giants in the business including First Data and American Express, consistently exceeding goals for customer service and sales.
Best Selling Author: SMART Prospecting That Works Every Time! (McGraw Hill) is available now on Amazon. His previous book, Sell or Sink: Strategies, Tactics and Tools Every Business Leader Must Know to Stay Afloat! is available now through Amazon and Barnes & Noble
Personal: Enjoys boating and has dreams of sailing around the world. Mike is also a US Mariner Captain and can command vessels up to 100 tons.
Mike earned the prestigious ETA Certified Payments Professional™ (CPP) designation in 2018, evidence that an individual is certified in their knowledge of the electronic transactions industry.
Additional Training benfitting Sales Sense Payments' customers: Sales Training: Spin Selling, Complex Selling, TAOP, Franklin Covey Writing, Corporate Visions, TeleMasters, Business Development, Objection Handling and Negotiation. CRM: Siebel, Pivotal, Sales Force, Zoho and Act!
​
After starting the business in Western New York, Sales Sense Payments relocated their honest business practices to sunny Florida in 2019 and serves clients across the nation.
FAQs
Below we’ve provided some info on how we work, payment processing technology, and payments in general.
How does merchant payment processing work?
-
Customer offers their credit card to pay for an item.
-
Merchant swipes/keys in credit card information and the customer signs the authorization slip.
-
Through the processing center and interchange, the transaction is encoded, verified and sent on to the bank for approval
-
Once the bank approves the transaction, the issuing credit card company is credited [CF1] with the payment
-
The bank simultaneously sends its approval back through processing and interchange
-
Processing and interchange send the approval back to the merchant
-
A receipt is issued and the transaction is complete
What is a merchant account?
A merchant account is a commercial bank account that allows your business to accept and process credit cards and other non-cash transactions for payment.
What types of merchants does Sales Sense Payments work with?
We work with a wide array of merchants including:
-
eCommerce vendors
-
Retail and wholesale storefronts
-
Mail order/telephone order businesses
-
Motels, Bed & Breakfasts, Resorts, Inns
-
Marina, Beach, Swim, and Dive shops
-
Vacation and tourist attractions
-
Restaurants
-
Organizations, such as Chamber of Commerce, Business and Community Associations
In short – Sales Sense Payments is the right payment processing service for any business or organization that wants to accept credit and debit cards along with other types of non-cash payments from customers.
Let us review your current payment processing and show you how we can lower your business costs while receiving outstanding personal service.